Financial Ratio Tools
Calculate accounting-based liquidity, leverage, profitability, coverage and working-capital measures from data you enter. These tools help owners and finance teams review specific financial relationships rather than assign a universal business-health score. Read each ratio’s definitions and period requirements. A calculation alone does not determine lending eligibility, covenant compliance or default risk.
19 tools
Tools
19 tools
Cash Conversion Cycle Calculator
Calculate your Cash Conversion Cycle (CCC) from DIO, DSO and DPO to estimate how long cash is tied up in your operating cycle.
Business & Finance
Use toolCash Ratio Calculator
Calculate liquid cash resources and compare them with current liabilities using the cash ratio.
Business & Finance
Use toolCurrent Ratio Calculator
Calculate current ratio, net working capital and current assets per dollar of current liabilities.
Business & Finance
Use toolDebt-to-Assets Ratio Calculator
Compare interest-bearing debt with total balance-sheet assets to understand financial leverage.
Business & Finance
Use toolDebt-to-Equity Ratio Calculator
Compare interest-bearing debt with owners’ or shareholders’ equity to understand financial leverage.
Business & Finance
Use toolDIO Calculator
Calculate Days Inventory Outstanding (DIO) to estimate how many days inventory is held on average before being sold.
Business & Finance
Use toolDPO Calculator
Calculate Days Payable Outstanding (DPO) to estimate how many days a business takes on average to pay trade suppliers.
Business & Finance
Use toolDSCR Calculator
Compare cash flow available for debt service with required principal and interest payments.
Business & Finance
Use toolDSO Calculator
Calculate Days Sales Outstanding (DSO) to estimate how many days it takes your business to collect accounts receivable.
Business & Finance
Use toolEBITDA Margin Calculator
Calculate EBITDA and EBITDA Margin from income-statement amounts and D&A add-backs.
Business & Finance
Use toolGross Margin Calculator
Calculate Gross Profit, Gross Margin and direct costs as a share of revenue for an accounting period.
Business & Finance
Use toolInterest Coverage Ratio Calculator
Compare earnings before interest and taxes with interest expense for the same period.
Business & Finance
Use toolNet Profit Margin Calculator
Calculate Net Income and Net Profit Margin after COGS, operating expenses, interest and income tax expense.
Business & Finance
Use toolOperating Margin Calculator
Calculate Operating Income and Operating Margin after cost of goods sold and operating expenses.
Business & Finance
Use toolQuick Ratio Calculator
Calculate quick assets, the quick (acid-test) ratio, current ratio and net working capital.
Business & Finance
Use toolReturn on Assets Calculator
Calculate Return on Assets from same-period Net Income and Average Total Assets.
Business & Finance
Use toolReturn on Equity Calculator
Calculate Return on Equity from same-period Net Income and Average Shareholders’ Equity.
Business & Finance
Use toolWorking Capital Calculator
Calculate net working capital, current ratio and working capital as a share of current assets.
Business & Finance
Use toolWorking Capital Turnover Calculator
See how much net sales your business generates for each dollar of average net working capital.
Business & Finance
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Ready to go beyond a single tool?
Use the Business Suite to connect assessments, opportunities, planning and ongoing business insights.